Money Making

God’s devoted people are motivated by a desire to please God (cf. Galatians 1:10). Therefore, they take seriously the injunction to do “all in the name of the Lord Jesus” (Colossians 3:17). Those acquainted with biblical phraseology will recognize that this sanctions only actions that are authorized by the Lord. Being the mediator of the New Testament, Jesus reveals what is authorized in that Testament (Hebrews 8:6; 9:15).

Generally, since the principle is so basic, saints have understood that singing in worship is not to be mingled with instrumental sounds. Why? Because the use of instrumental music in worship to God cannot be done “in the name of the Lord Jesus.” There is simply no New Testament information giving authorization for such.

Another matter that has largely been respected among disciples is the matter of funding the work of the church. Many gospel preachers have been heard to speak against the denominational practice of conducting church sponsored bake sales, car washes, raffles, bingo games, carnivals, and such like, as money making activities.

The New Testament authorizes two basic means of obtaining funds for the work of the Lord. One is, non-compulsory free will offerings made my members (Acts 4:32-5:11). The other is, the obligation of weekly giving by members who have been prospered (1 Corinthians 16:2). Giving under the first heading would include the authorization for a saint to include the church in their personal will. Also, it is not uncommon to hear a brother announce, before the Sunday collection is gathered, that visiting non-members need not feel obligated to give. God’s work si to be supported by God’s people!

How many congregations do you know of that have purchased a plot of land, planted an orchard, and now have an income stream being generated by the sale of produce? Or what local church raises cattle for beef or maintains cows for milk? Maybe a congregation in the city is not allowed to raise livestock, but they find it lucrative to run a “go-card” racetrack. Their local contribution is really being boosted by their venture in tourism.

Hopefully, those examples do not apply to any of the Lord’s body. Devoted congregations should have no church owned money making enterprises! From the biblical standpoint, there is no authority for a congregation to operate a money generating business by selling goods or services. From a legal perspective, some places even classify churches as non-profit organizations.

Now let me state the point of caution. Sometimes, good intentioned brethren act without thinking deeply. The matter of obtaining funds is one such area.

Some years ago, while living in East Africa, a group of missionaries were having a meeting. It was suggested that a chicken facility be constructed, that laying hens be purchased, and that the selling of eggs could generate an income stream. I had to object by asking for biblical authority for the plan. Had I not spoken up, I have little doubt that the suggestion would have been implemented.

More recently, I head a missionary give a presentation to a large congregation in America. About plans for Africa. Plans included, among other things, the intent to use land to raise cattle to generate income. My heart just sank. I wondered to myself, does anyone else in this audience find such objectionable? I further contemplated what the reaction might have been, had the announcement been made that the cattle business was proposed for that local congregation rather than for the foreign mission locale.

Brethren, why do we seem to so easily accommodate nearly any scheme suggested, as long as it takes place at an “overseas” mission? What the Lord has authorized does not change from place to place. Money making enterprise for the church is ot right in one locale and off limits in another!

Undoubtedly, many congregations would be able to generate a healthy stream of income, if they pursued any number of ventures. But should we have churched owned and run businesses? Should the church operate beef, poultry, and egg production? How about coconut oil processing and sales, or banana plantations? If we can properly do this in some mission fields, why not engage in church commerce in all places? Monetary needs do not legitimize the establishment of church-run commercial enterprises. Many struggling congregations cannot support a full-time evangelist (1 Corinthians 9:14). Is their future to be brightened by entering into some money making endeavor that produces income and to spare?

Brethren, I plead for us all to give sacrificially for the work of evangelism. The Lord already has a financial plan. That plan is not deficient. The New Testament contains the thrilling account of how saints in “deep poverty abounded unto the riches of their liberality” (2 Corinthians 8:2)! “For if the readiness is there, it is acceptable according as a man hath, not according as he hath not” (2 Corinthians 8:12). God’s people possess sufficient assets to fund global evangelism.

George Jensen, 2021

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4 comments on “Money Making”

  1. Cindy Sue Parish

    My dear friend you are a voice in dire times. Please keep spreading the truth and keeping Christians on the straight and narrow road. The devil wants their souls.

  2. Todd O'Donnell

    Good points. Several years ago a property adjacent to our congregation’s building/grounds came up for sale. Although it was not necessary to our needs, at the time, there was discussion regarding the possible benefits of acquiring the property to accommodate future growth. The property in question had houses on it with paying tenants. So, could we purchase the land and keep the paying tenants in the houses until we had need of the land? What if we never ended up using the land but sold it, for example, 10 years later making significant capital gains (which, in fact, would have been the case)? And, what about our own building and grounds, if we sold now it would be worth a lot of money due to its location. Could we sell and move to a cheaper neighborhood and bank the proceeds into an interest-gaining bank account? In these situations, significant amounts of money would be added to the congregation’s bank account “separate and apart” from the weekly contribution. What are your thoughts?

  3. Joy

    Certainly congregations of God’s people have faced many scenarios similar to what you have described. Should we inquire, surely we could compile many actual accounts. And proposing hypothetical ones could swell the list immensely.
    Consider a couple points that can aid in analyzing such difficult decisions:

    1) The legitimate use of gaining by interest. In the parable of the talents, the one-talent man who buried his talent was chastised. He was told he could have at the least put the money “to the bankers” so the master could have received back his own “with interest” (Matthew 25:27). Wise leaderships may choose for funds that are held for a time, to be in an account to gain some interest. They should however, be diligent that such monies not just sit idle, but be put to use so that “rust” be not “testimony against” them (James 5:3).

    2) Motive should be carefully considered. Godly leaderships will be intent on doing only what is authorized by the Lord (Colossians 3:17). Since there is no authorization for a congregation to open a moneymaking business, such should not be pursued. Motives matter! A congregation that outgrows their small meetinghouse may choose to sell and buy or build one bigger. If the property has significantly increased in value, they may be able to experience a large financial gain. Obviously, such a gain should be distinguished from another group that seeks to enter the real estate market for the purpose of buying and selling for profit.

    No doubt the mountain of both actual and hypothetical situations cannot all be answered with ease. Certainly some room for judgment must be allowed. May God’s children seek to honor Him to the best of their ability! George

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